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April 2026 · Chase Account #7790

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Financial Command Center

Monthly Budget Tracker — April 2026

At a Glance
Spending Overview
Total Debits
$16,082.01
All outflows this month
Total Credits
$15,371.15
Transfers in + income
Net
-$710.86
Month-end delta
Bank Fees
$68.00
2× overdraft fees

Spending by Category

Personal
Personal Bills
Expense Due Amount Auto Status Date Paid Amt Paid Method Notes
AT&TApr 6$379.18✓✅ PAID04/06$379.18ACH—
State FarmApr 1$256.08✓✅ PAID04/01$256.08ACH—
Ring AI ProApr 2$21.79✓✅ PAID04/02$21.79Card—
TidalApr 10$22.79✓✅ PAID04/10$22.79Card—
Amazon PrimeApr 6$16.34✓✅ PAID04/06$16.34Card—
AudibleApr 6$16.30✓✅ PAID04/06$16.30Card—
Rocket MoneyApr 3$10.90✓✅ PAID04/03$10.90ACH—
WebflowApr 9$30.52✓✅ PAID04/09$30.52Card—
Twilio/SendGridApr 7$19.95✓✅ PAID04/07$19.95Card—
Lowes CreditApr 6$75.00✓✅ PAID04/06$75.00ACHMinimum payment
Synchrony BankApr 14$100.00✓✅ PAID04/14$100.00ACH⚠️ Triggered OD fee
Opportunity MachineApr 3$103.30✓✅ PAID04/03$103.30ACH—
Subscriptions
AI / Tech Subscriptions
Expense Due Amount Auto Status Date Paid Amt Paid Method Notes
Anthropic APIMultiple$403.30—✅ PAIDVarious$403.30Card4 charges this month
Claude.ai ProApr 10$109.00✓✅ PAID04/10$109.00Card—
OpenAI / ChatGPTApr 13$50.58✓✅ PAID04/13$50.58Card—
Google WorkspaceApr 6$41.70✓✅ PAID04/06$41.70PayPal—
Google GrokApr 8$33.14✓✅ PAID04/08$33.14PayPal—
CanvaApr 6$79.99✓✅ PAID04/06$79.99PayPal—
ShopifyApr 13$1.10✓✅ PAID04/13$1.10Card—
rekordboxApr 2$39.24✓✅ PAID04/02$39.24Card—
MyFICOApr 13$44.14✓✅ PAID04/13$44.14Card—
ExperianApr 10$26.24✓✅ PAID04/10$26.24Card—
PeopleLookerApr 3$29.99✓✅ PAID04/03$29.99Card—
PSG*Cedars Biz Tier 3Apr 20$520.99—✅ PAID04/20$520.99CardSherman Oaks CA
Nonprofit
GFHA Business
Expense Due Amount Auto Status Date Paid Amt Paid Method Notes
Ground Force HumanitarianApr 6$20.76—✅ PAID04/06$20.76Card—
Monthly
Storage Units
Expense Due Amount Status Date Paid Amt Paid Notes
Storage Center (unit 1)Apr 9$375.20✅ PAID04/13$375.20Scott LA
Storage Center (unit 2)Apr 9$322.40✅ PAID04/13$322.40Scott LA
Storage Center (Apr 13)Apr 13$272.00✅ PAID04/14$272.00—
Storage Center (Apr 18)Apr 18$316.00✅ PAID04/18$316.00—
Total Storage—$1,285.60——$1,285.60⚠️ High — 4 units?

⚠️ Storage Cost Alert

$1,285.60/mo

4 storage unit charges this month. Consider consolidating to reduce recurring overhead.

Daily Log
Full Transaction History
Notable One-Time Expenses
Vehicle Title Transfer
$1,359.02
04/13 · ABC Title/Uptown
2 charges
Beginner DJ Course
$1,000.00
04/03 · PayPal ACH
Education
Phil Harris Music
$1,000.00
04/18 · UK merchant
Music Gear
Zelle → Clint Flanders
$2,150.00
04/02
Debt payment
Zelle → Mary Grace
$310.00
04/20
Transfer
PayPal Credit Repayments
$1,200.00
04/02 – 04/03
Debt paydown
Income / Credits
Transfer from CHK ...1750
+$2,000.00
04/02
Transfer from CHK ...1750
+$2,411.67
04/02
Remote Deposit #1
+$499.29
04/02
Transfer from CHK ...1750
+$950.00
04/01
Transfer from CHK ...1750
+$1,500.00
04/06 · 2 transfers
Transfer from CHK ...1750
+$1,350.00
04/10 · 3 transfers
Transfer from CHK ...1750
+$660.00
04/13 · 5 transfers
Transfer from CHK ...1750
+$5,000.00
04/16
Gusto Payroll
+$600.00
04/09
Zelle from Burton Richard
+$349.91
04/09 · Reyla
Fee Reversals
+$156.99
04/01 · Chase refunds
UL Press Credit
+$34.29
04/20 · Return
All Transactions
Date Description Category Amount Type
04/20PSG*Cedars Biz Tier 3Business-$520.99Debit
04/20Walmart Supercenter #5022Groceries-$126.10Debit
04/20TST* The Will and the W (x2)Dining-$49.78Debit
04/20Hat Loft RoyalShopping-$154.33Debit
04/20FirestoneAuto-$34.09Debit
04/20JunebugDining-$26.40Debit
04/20Sofia New OrleansDining-$41.14Debit
04/20UL Press Lafayette (credit)Return+$34.29Credit
04/20UL Press Lafayette (debit x2)Shopping-$68.58Debit
04/20Gold Mine SaloonDining/Bar-$19.50Debit
04/20ATM 819 St Louis StATM-$43.50Debit
04/20Leah's PralinesDining-$4.96Debit
04/20NatchitochespiesDining-$15.00Debit
04/20Zelle → Mary GraceTransfer-$310.00Debit
04/20Cafe Beignet Sheraton (x2)Dining-$31.51Debit
04/2090949 New OrleansDining-$6.00Debit
04/20Rouses Market #26Groceries-$25.94Debit
04/20SQ*Amps EventsEntertainment-$42.08Debit
04/20Generations Hall/The Met (x2)Entertainment-$55.80Debit
04/18PhilHarrisMusic.comMusic-$1,000.00Debit
04/18Storage Center 8023Storage-$316.00Debit
04/18JunebugDining-$80.30Debit
04/18CurioShopping-$37.79Debit
04/18HH New OrleansDining-$17.35Debit
04/18HOB ClubEntertainment-$6.66Debit
04/18NORTA MobileTransport-$2.50Debit
04/17PayPal UberTransport-$30.04Debit
04/17Zelle → VictoriaTransfer-$25.00Debit
04/17CVS PharmacyHealth-$44.51Debit
04/17PayPal Uber (x2)Transport-$26.59Debit
04/17Lost Bayou Ramblers ticketsEntertainment-$89.88Debit
04/17Crystal Method ticketsEntertainment-$74.48Debit
04/17Coterie RestaurantDining-$26.93Debit
04/17AnthropicAI/Tech-$272.50Debit
04/17SQ*Aquila BistroDining-$25.31Debit
04/16Transfer from CHK ...1750Income+$5,000.00Credit
04/15Overdraft fee (TikTok)Bank Fee-$34.00Debit
04/15Overdraft fee (Synchrony)Bank Fee-$34.00Debit
04/14TikTok ShopShopping-$10.90Debit
04/14Synchrony Bank paymentDebt-$100.00Debit
04/14TST* Really Really NiceDining-$143.00Debit
04/14OpenAI ChatGPTAI/Tech-$50.58Debit
04/14Shaya RestaurantDining-$37.93Debit
04/14Storage CenterStorage-$272.00Debit
04/13Piccola GelateriaDining-$18.66Debit
04/13Gulf Coast CrawfishDining-$41.74Debit
04/13Port Orleans BrewingDining-$13.02Debit
04/13ShopifyAI/Tech-$1.10Debit
04/13Saturn BarDining/Bar-$8.00Debit
04/13Superior Seafood (x2)Dining-$164.78Debit
04/13MyFICOAI/Tech-$44.14Debit
04/13TST* The Will and the WDining-$51.68Debit
04/13AnthropicAI/Tech-$27.25Debit
04/13Sofia New OrleansDining-$52.27Debit
04/13Compere LapinDining-$22.36Debit
04/13Claude.ai subscriptionAI/Tech-$109.00Debit
04/13ABC Title/Uptown (x2)Legal-$1,359.02Debit
04/13Storage Center Scott LA (x2)Storage-$697.60Debit
04/13Transfers from CHK ...1750 (x5)Income+$660.00Credit
04/10Non-Chase ATMATM-$23.50Debit
04/10TikTok Shop (x2)Shopping-$47.82Debit
04/10ExperianAI/Tech-$26.24Debit
04/10Rainbow GroceryGroceries-$15.98Debit
04/10TidalSubscriptions-$22.79Debit
04/10NouricheHealth-$10.00Debit
04/10Kelly L Cobb MD (x2)Health-$104.48Debit
04/10Scratch Farm KitchenDining-$57.66Debit
04/10Transfers from CHK ...1750Income+$1,350.00Credit
04/09Anthropic (x2)AI/Tech-$103.55Debit
04/09WebflowAI/Tech-$30.52Debit
04/09Cherry EspressoDining-$24.61Debit
04/09Fat Harry'sDining-$24.74Debit
04/09Zelle from Burton RichardIncome+$349.91Credit
04/09Gusto PayrollIncome+$600.00Credit
04/08PayPal Google GrokAI/Tech-$33.14Debit
04/08Cherry EspressoDining-$5.79Debit
04/08TikTok ShopShopping-$38.45Debit
04/08JetGo (x2)Transport-$77.50Debit
04/08Barracuda - TchoupitoulasDining-$23.83Debit
04/07ATM WithdrawalATM-$200.00Debit
04/07TikTok ShopShopping-$28.60Debit
04/07Hotels.comTravel-$62.54Debit
04/07Osteria LupoDining-$65.62Debit
04/07Twilio/SendGridTech-$19.95Debit
04/06PayPal Google WorkspaceAI/Tech-$41.70Debit
04/06CanvaAI/Tech-$79.99Debit
04/06Rouses MarketGroceries-$82.68Debit
04/06LAZ ParkingTransport-$25.85Debit
04/06AudibleSubscriptions-$16.30Debit
04/06Amazon PrimeSubscriptions-$16.34Debit
04/06Fresh Clean ThreadsShopping-$54.50Debit
04/06Lowes BRC paymentDebt-$75.00Debit
04/06AT&TUtilities-$379.18Debit
04/06Ground Force HumanitarianGFHA-$20.76Debit
04/06Transfers from CHK ...1750Income+$1,500.00Credit
04/03Beginner DJ CourseEducation-$1,000.00Debit
04/03Rocket Money PremiumSubscriptions-$10.90Debit
04/03Opportunity MachineSubscriptions-$103.30Debit
04/03PayPal credit repayment (x2)Debt-$1,100.00Debit
04/03PeopleLookerTech-$29.99Debit
04/03Superior SeafoodDining-$88.10Debit
04/02PayPal PPCR CC repaymentDebt-$100.00Debit
04/02Zelle → Clint FlandersTransfer-$2,150.00Debit
04/02rekordbox subscriptionAI/Tech-$39.24Debit
04/02Ring AI ProTech-$21.79Debit
04/02Transfers from CHK ...1750Income+$4,411.67Credit
04/02Remote Deposit #1Income+$499.29Credit
04/01PayPal UberTransport-$18.54Debit
04/01State FarmInsurance-$256.08Debit
04/01Transfer from CHK ...1750Income+$950.00Credit
04/01Fee reversals + ReversalIncome+$156.99Credit
Warnings
Bank Fees & Alerts

🔴 Overdraft Fees — April 2026

$68.00

2 overdraft charges hit on April 15th:

  • $34.00 — triggered by $10.90 TikTok Shop charge
  • $34.00 — triggered by $100.00 Synchrony Bank auto-payment

⚠️ Storage Overhead

$1,285.60/mo

4 separate storage unit charges this month. Scott, LA units plus additional charges on 04/13 and 04/18. Consider consolidating.

⚠️ Net Negative Month

-$710.86

Total debits ($16,082.01) exceeded total credits ($15,371.15) by $710.86. Large one-time expenses (DJ course, music gear, vehicle title, Zelle transfers) drove the overage.

⚠️ High AI/Tech Spend

$966.02

Anthropic API alone: $403.30 across 4 charges. Review whether API usage is billable to projects or clients.